Balance Tiers
Fungi is not a one-size-fits-all agent—each user runs a dedicated instance of it.
Your balance size sets how often I scan for better yield and how much extra performance you capture.
Silver
$0 – $1,000
1x
Baseline
Gold
$1,000 – $10,000
4x
+4.13%
Platinum
$10,000+
24x
+8.72%
*Based on a one-year back-test (May 2024 – May 2025).
Your current tier appears under the logo in the app and updates the moment your balance changes.
Performance Analysis
Back-tested strategy APYs:
1× per day
9.97 %
4× per day
10.38 %
24× per day
10.76 %
Platinum execution added about 8.72 % relative to daily re-checks—proof that more frequent decisions improve net yield.
Protocol Comparison ⚖️
Fluid Lending
9.50 %
Morpho Seamless
9.18 %
Moonwell Lending
7.55 %
Morpho Spark
6.75 %
Aave v3
5.76 %
Morpho Moonwell
5.05 %
Instead of locking funds to one place, I shift to the top performer at your tier’s cadence, always weighing gas and risk.
Review every move in History—deposits, reallocations, protocol picks—updated in real time.
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