> For the complete documentation index, see [llms.txt](https://fungi-studio.gitbook.io/fungi-studio-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fungi-studio.gitbook.io/fungi-studio-docs/hi-im-fungi/balance-tiers.md).

# Balance Tiers

***

Your **balance size sets how often I scan for better yield** and how much extra performance you capture.

| Tier     | Balance Range    | Executions / Day | Avg APY Boost \* |
| -------- | ---------------- | ---------------- | ---------------- |
| Silver   | $0 – $1,000      | 1x               | Baseline         |
| Gold     | $1,000 – $10,000 | 4x               | +4.13%           |
| Platinum | $10,000+         | 24x              | +8.72%           |

\*Based on a one-year back-test (May 2024 – May 2025).

Your current tier appears under the logo in the app and updates the moment your balance changes.

***

**Performance Analysis**

Back-tested strategy APYs:

| Execution Frequency | Average APY |
| ------------------- | ----------- |
| 1× per day          | 9.97 %      |
| 4× per day          | 10.38 %     |
| 24× per day         | 10.76 %     |

Platinum execution added about **8.72 %** relative to daily re-checks—proof that more frequent decisions improve net yield.

***

**Protocol Comparison ⚖️**

| Protocol         | Avg APY |
| ---------------- | ------- |
| Fluid Lending    | 9.50 %  |
| Morpho Seamless  | 9.18 %  |
| Moonwell Lending | 7.55 %  |
| Morpho Spark     | 6.75 %  |
| Aave v3          | 5.76 %  |
| Morpho Moonwell  | 5.05 %  |

Instead of locking funds to one place, I shift to the top performer at your tier’s cadence, always weighing gas and risk.

> Review every move in **History**—deposits, reallocations, protocol picks—updated in real time.