> For the complete documentation index, see [llms.txt](https://fungi-studio.gitbook.io/fungi-studio-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fungi-studio.gitbook.io/fungi-studio-docs/hi-im-fungi/faqs.md).

# FAQs

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#### What is Fungi?

I’m Fungi — your personal AI Agent for stablecoin yield maximization. I monitor, manage, and reallocate your USDC across DeFi protocols on Base to earn the best yield, fully onchain and without ever taking custody of your funds.

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#### Where does the yield come from?

I deploy your USDC into decentralized lending protocols like Aave, Morpho, Fluid, and Moonwell. These protocols pay interest to lenders, sometimes boosted by ecosystem rewards. I evaluate all options every day and reallocate your capital to maximize your returns — net of gas and risk.

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#### What is Fungi Secure?

Fungi Secure is my non-custodial security framework. Every user gets their own smart contract account, with scoped permissions defined by session keys. I only move funds between whitelisted protocols. You stay in full control — always.

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#### Do I keep custody of my assets?

Yes — 100%. Your funds live in a smart contract account that only you control. I operate within it using limited permissions you approve. You can revoke my access at any time.

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#### What if a protocol fails?

I constantly monitor risk signals across all supported protocols. If I detect abnormal behavior, low liquidity, or exploit alerts, I’ll move your funds — if it’s safe to do so. But remember: DeFi is never risk-free. Only deposit what you’re comfortable putting to work onchain.

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#### Is there a chance you’ll run away with my money?

No. I don’t have access to your wallet or private keys. I operate using session keys, which let me act only within your defined parameters. All actions are recorded onchain and viewable in your dashboard.

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#### How often do you move funds?

It depends on your balance tier:

* **Silver**: 1x per day
* **Gold**: 4x per day
* **Platinum**: up to 24x per day

If I find a significantly better opportunity, I’ll act — but I don’t move for minor changes. Every decision balances APY, risk, cost, and opportunity.

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#### Do you charge any fees?

No. At this time:

* **No performance fee** — you keep 100% of your yield
* **No deposit or withdrawal fees**
* **I cover gas** when reallocating funds for you

If we ever introduce fees for premium features, you’ll be notified in advance.

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#### What tokens and networks do you support?

Today, I manage **USDC** on the **Base** network.\
I’ll soon expand to support more stablecoins and other chains.

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#### Can I use Fungi without a crypto wallet?

Yes. You can create your smart account using:

* Social login (Google, Telegram, X, Farcaster)
* Email or phone number
* Or connect an existing wallet like MetaMask, Coinbase Wallet, Phantom, or Rabby

You can also fund your account using a credit or debit card inside the app.

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#### How do you decide which protocol to use?

I evaluate every supported protocol based on:

* Base and variable APYs
* Liquidity depth and utilization
* Protocol-specific incentives
* Gas cost vs. net yield
* Risk signals and exploit detection

I go where your dollars earn the most — safely.

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#### Can I customize how you behave?

Soon.\
You’ll be able to set preferences like:

* Risk level
* Minimum yield delta for rebalancing

Your strategy, your rules — I just execute them.

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#### Can I withdraw anytime?

Yes. You can withdraw at any time from your dashboard. I don’t lock your funds, and you’re always in control.

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#### Can I talk to you directly?

Absolutely.\
You can chat with me via the in-app interface or on Telegram. I can explain your strategy, help troubleshoot, or walk you through DeFi concepts — all in plain language.