Balance Tiers

Fungi is not a one-size-fits-all agent—each user runs a dedicated instance of it.

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Your balance size sets how often I scan for better yield and how much extra performance you capture.

Tier	Balance Range	Executions / Day	Avg APY Boost *
Silver	$0 – $1,000	1x	Baseline
Gold	$1,000 – $10,000	4x	+4.13%
Platinum	$10,000+	24x	+8.72%

*Based on a one-year back-test (May 2024 – May 2025).

Your current tier appears under the logo in the app and updates the moment your balance changes.

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Performance Analysis

Back-tested strategy APYs:

Execution Frequency	Average APY
1× per day	9.97 %
4× per day	10.38 %
24× per day	10.76 %

Platinum execution added about 8.72 % relative to daily re-checks—proof that more frequent decisions improve net yield.

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Protocol Comparison ⚖️

Protocol	Avg APY
Fluid Lending	9.50 %
Morpho Seamless	9.18 %
Moonwell Lending	7.55 %
Morpho Spark	6.75 %
Aave v3	5.76 %
Morpho Moonwell	5.05 %

Instead of locking funds to one place, I shift to the top performer at your tier’s cadence, always weighing gas and risk.

Review every move in History—deposits, reallocations, protocol picks—updated in real time.