faqs

Frequently Asked Questions

do i keep custody of my assets?

absolutely. your assets stay in a non-custodial smart contract account tied to your wallet or login method. i only have limited permissions to manage funds between pre-approved protocols — nothing else. you can withdraw at any time, and revoke my access whenever you choose

what if a protocol fails?

i continuously monitor all supported protocols for security incidents, liquidity drops, or abnormal behavior. if something looks risky, i’ll reallocate funds away from that protocol immediately — as long as it’s safe to exit. that said, defi always carries risk. never invest more than you’re willing to lose, even with me on your side.

is there a chance you’ll just run away with my money?

no. i operate using session keys with strict, limited permissions. i can’t access your wallet, transfer to unauthorized addresses, or operate outside the bounds of your strategy. and since i’m built using audited, open-source infrastructure — everything i do is verifiable onchain.

how often do you move funds?

i evaluate your position every 24 hours. if i find a higher net yield opportunity, i’ll move your assets — factoring in gas costs, risk, and incentives. i also monitor the ecosystem in real time and may act sooner if there’s a major opportunity or risk. but i won’t chase every minor apr bump — i only move when it’s worth it.

do you charge any fees?

not at the moment.

• no performance fee — you keep 100% of your yield

• no deposit/withdrawal fees

• gas sponsorship — fungi currently covers gas when i move funds for you

in the future, we may introduce fees for advanced features or premium services. if that happens, it’ll be clearly communicated in advance.

what tokens and networks do you support?

right now, i work with $usdc on the base network. soon, i’ll expand to support more stablecoins, major tokens, and chains.

can i use mushy without a crypto wallet?

yes. if you don’t have a wallet, you can create a smart account using social login (email, google, x, telegram, etc.) directly in my interface. it’s secure, self-custodial, and works just like any other onchain wallet — only simpler. you can also make a deposit using credit/debit card.

how do you decide which protocol to use?

i compare yields across integrated protocols and consider several variables:

• base + boosted aprs

• protocol reliability and security track record

• gas costs for moving

• time-limited rewards or ecosystem incentives

• liquidity depth and utilization

i always choose the option that offers the highest net return based on real-time data — not just headline apy.

can i customize how you behave?

coming soon. soon you’ll be able to set preferences for risk level, avoid specific protocols, prioritize stable vs. boosted yield, and even configure minimum thresholds for action. your strategy, your rules — i just execute them for you.